Post-Loss Services
Brown Smith Wallace’s post-loss services are required to prepare, document and defend an insurance claim to reduce the burden and intrusion on you and ultimately a major claims effect on your business.
Post-loss services are provided to assist insureds with the complicated process of filing a complex claim, particularly when significant assets, business interruption, lost profits, valuable papers, extra expenses and other complex calculations are involved.
Who might I need post-loss services? 
Post-loss services are often required in a number of cases including claims regarding the following:
- Property damage, replacement cost and actual cash value
- Business interruption and contingent business interruption
- Extra expenses
- Expenses to reduce the loss/expediting expenses
- Inventory, raw materials, work-in-process, and finished goods
- Executive Directors
- Valuable papers
What is the process?
We follow a widely accepted process preferred by carriers. While the ultimate plan may change depending upon your circumstances, the following is a general outline of the process steps involved in post-loss services.
- Establishment of loss accounting system
- Preparation of preliminary estimates
- Securing cash advances/interim payments
- Preparation of claims for property damage
- Preparation of claims for business interruption and extra expenses
- Interface with insurer’s accountants
- Negotiation and settlement
Why should I engage Brown
Smith Wallace?
We make A Measurable Difference™. Our process is widely accepted by insurance adjusters and carriers. Furthermore, our formal presentation method is in demand and preferred by carriers when significant assets are at stake. With our process, carriers and insureds are assured of a fair settlement that covers all the bases.
What else should I consider? 
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